Many insurance companies still do not cover any type of bariatric surgery, but there are alternatives.
Cash Pay Pricing
Prosper Lending is the premier financing company in the bariatric surgery industry. With over $5 Billion funded and over 300,000 loan inquiries serviced through their lenders, this is a name and a program you can trust.
Here are some of the benefits you'll receive with a loan from American HealthCare Lending:
Immediate decisions for loans under $35,000
Term options out to 84 months (affordable monthly payments)
No collateral required
No prepayment penalties
Fast & easy loan inquiry process
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Local Bank or Credit Union
Check with your local bank or credit union for a personal loan
Dr. Merriman reminds his prospective patients, "When a patient is considering a self-pay or financing plan for Weight Loss Surgery, it is important to take into account what this disease is currently costing you in terms of medications and other healthcare costs for problems such as diabetes, heart problems, high blood pressure, high cholesterol, sleep apnea and joint issues which may be caused by or are at least made worse by your obesity."
A recent study shows that surgery can pay for itself in just over 2 years:
Allergan, Inc. (NYSE: AGN) today announced a new study published in the peer-reviewed journal Surgery for Obesity and Related Diseases that found the cost of a gastric banding weight-loss surgery procedure, such as Apollo EndoSurgery's Lap-Band AP® Adjustable Gastric Banding System, was offset by reductions in obesity-related medical costs within 2.25 years for surgery eligible patients with diabetes, and within four years of the procedure for all surgery eligible patients.
The article goes on to say:
"Although the gastric banding procedure is associated with upfront costs, our analysis shows that those costs are recovered in a relatively short period of time, particularly for obese patients with diabetes," said study lead author Eric A. Finkelstein, Ph.D., of Duke University and Duke-NUS Graduate Medical School in Singapore.